Going back to the Terry discussion, I don't think Terry is bad. He just doesn't have anything super good in comparison to the rest of the cast. A lot of his stuff is risky, too. I saw someone talking about using A Burn Knuckle to close space, but if someone neutral jumps when you do that, you're going to eat a full jump combo. I played a guy who used A Burn Knuckle a lot, and it's hard to punish when spaced right, but if you use it too much, you'll get countered for much more damage than what you're dealing with Burn Knuckles.
Overall, Terry is pretty underwhelming. He's easy to play and can do good damage. Outside of that, most of his tools just aren't that great when you compare them to other characters' movesets. It's just one of those cases where you'd have a hard time convincing someone to pick him over another character. He can still win, though.
Saitsuofleaves comment about tiers being irrelevant for us because we aren't high level enough is actually pretty important. Tier lists really only matter when players are at a high level of play and understanding. Everyone else would benefit more from just getting better first. Learn the game, learn your characters, learn the matchups. Then you can worry about tier lists.